As a new driver gains experience and hopefully does not file any claims, certain factors can help lower a young driver’s car insurance rates. Whether you are a young man or woman, rates can drop upwards of 28% around 19 years old and another 31% by age 21. Ages 18-25 have the highest rates for men and women but mostly for men. Your rates drop when you get married. Now, do not rush out and get married for lower car insurance rates but it just shows it is all based on statistics. The best way to determine the student car insurance quote is to get online for a quick and easy quote with LocalCarInsurance.net.
Difficult to Insure Groups?
Statistics drive car insurance rates and everyone wants low cost car insurance. The two most misunderstood groups are women and new drivers. There are numerous jokes about women drivers but it is no laughing matter when car insurance rates hit your pocketbook. Statistics show that men are actually a bigger insurance risk than women. Don’t laugh. The facts are that:
Women usually pass their driver’s test on the first try and men do not
Women commit fewer vehicle-related crimes
Woman cause less property damage in accidents
Women are statistically safer drivers
Women tend to be more alert
Women choose more modest styled cars.
All these statistics will equal the lowest auto insurance for women than their male counterparts. To get local auto insurance contact them today for budget auto insurance quotes. Just enter your zip code and you will receive low car insurance rates.
The other difficult group is auto insurance for young drivers. It is cheaper to stay on a parent’s policy that to start an individual policy for the new driver. Possible ways to help reduce your premium include:
Good student – usually a B average
Being a girl (see above)
Taking a driver’s training program
As a new driver gains experience and hopefully does not file any claims, certain factors can help lower a young driver’s auto insurance rates. Whether you are a young man or woman, rates can drop upwards of 28% around 19 years old and another 31% by age 21. Ages 18-25 have the highest rates for men and women but mostly for men. Your rates drop when you get married. Now, do not rush out and get married for lower an insurance rates but it just shows it is all based on statistics. The best way to determine the student car insurance quote is to get online for a quick and easy quote with LocalCarInsurance.net.
You cannot control everything in life and auto insurance. But you can get cheap, discount, budget auto insurance online at LocalCarInsurance.net. They will sort through the statistics, discounts, and misunderstandings and provide you with all you need in quality low cost insurance for women, students, and young drivers. Everything you need in online low cost car insurance is at LocalCarInsurance.net.
